Staff Bios

image1Keith Wilmoth

Owner/Commercial Lines

Keith was born in Elkin, NC. He has lived in Dobson most of his life. He graduated from Surry Central High School in 1983, from Surry Community College in 1985 and from UNC Charlotte in 1990.

Keith began his career in insurance in April 1991 as a field adjuster with North Carolina Farm Bureau Mutual Insurance Company. In November of 1992, Keith left North Carolina Farm Bureau Mutual Insurance Company as an adjuster and started his sales career as an Insurance Agent with North Carolina Farm Bureau Mutual Insurance Company. Keith worked as an agent with North Carolina Farm Bureau Mutual Insurance Company from November 1992 until September 1998.

Keith left North Carolina Farm Bureau Mutual Insurance Company to join Chappell Insurance Agency, Inc. as an agent and an owner in September 1998. At that time, there was equal ownership among five separate individuals at Chappell Insurance Agency, Inc. In August of 2006, Keith along with Beverly Johnson bought out the existing owners of Chappell Insurance Agency, Inc.

Keith is an active member of Dobson First Baptist Church. Keith is married to Emily and has three daughters, Mallory, Amelia and Madelyn. Keith enjoys spending his spare time with his girls and playing golf as much as possible with his friends.

Keith’s email address is


image1-2Susie Cockerham

Personal Lines Manager

Susie grew up in Mt. Airy, NC and has lived there her entire life. She graduated from Surry Central High School in 1991 and Surry Community College in 1995. Susie began her insurance career in 2002 with Chappell Insurance Agency and continues her career as a Personal Lines CSR for the agency. She enjoys camping and spending time with her family. Susie and her husband Russell have one child.

Susie’s email address is

image1-3Jeff Edmonds

Commercial Lines Manager

Jeff was born in Elkin, NC. He graduated from Surry Central High School in 1984 and the University of North Carolina in 1988. At UNC, he received a B.A. degree in Radio, Television & Motion Pictures and was a member of the Tar Heel Baseball team. Jeff was an Assistant Baseball Coach at UNC Charlotte from 1990-1991 and was the interim Head Baseball Coach of the 49ers in 1992.

Jeff began his insurance career in March 1996 as a Field Adjuster for Yadkin County with NC Farm Bureau.  In October of 1996 he became a Sales Agent with NC Farm Bureau in Surry County, working in Pilot Mountain and Dobson until April 2011. Jeff joined Chappell Insurance Agency as a Multi-line Producer/Agent in April 2011. In October 2012, Jeff began working mainly with Commercial Lines and is now a Commercial Lines CSR.

Jeff and his wife Deanna have a daughter, Callie, and twin sons, Brady and Jacob. They are all members of Salem Baptist Church of Dobson. Jeff also is an Assistant Basketball Coach at Surry Central High School in Dobson.

Jeff’s email address is

Paul C. Spanos

Life & Health Insurance

Paul is married to Kathryn and four daughters (Katy, Sophie, Lexie and Zoe).

He has a B.A. in Accounting from N.C. State University(1987), completed CPA examination(1989), Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) from the American College, completed 1991. Paul has been in the life and health business since November of 1987, including 1992-1994 with Integon Life, as sales support for agents in the field as a resource for tax and sales information as well as continuing education instructor for southeastern states in the early 1990s. He specializes in health insurance options for individuals and small businesses. Paul is a:

  • Member of NAIFA-Winston-Salem (National Association of Insurance and Financial Advisors)
  • Member of NCACPA (North Carolina Association of Certified Public Accountants)
  • American Society of Financial Service Professionals-Winston-Salem Chapter (Treasurer)

You can reach Paul at