Staff Bios

image1Keith Wilmoth

Owner/Commercial Lines

Keith was born in Elkin, NC. He has lived in Dobson most of his life. He graduated from Surry Central High School in 1983, from Surry Community College in 1985 and from UNC Charlotte in 1990.

Keith began his career in insurance in April 1991 as a field adjuster with North Carolina Farm Bureau Mutual Insurance Company. In November of 1992, Keith left North Carolina Farm Bureau Mutual Insurance Company as an adjuster and started his sales career as an Insurance Agent with North Carolina Farm Bureau Mutual Insurance Company. Keith worked as an agent with North Carolina Farm Bureau Mutual Insurance Company from November 1992 until September 1998.

Keith left North Carolina Farm Bureau Mutual Insurance Company to join Chappell Insurance Agency, Inc. as an agent and an owner in September 1998. At that time, there was equal ownership among five separate individuals at Chappell Insurance Agency, Inc. In August of 2006, Keith along with Beverly Johnson bought out the existing owners of Chappell Insurance Agency, Inc.

Keith is an active member of Dobson First Baptist Church. Keith is married to Emily and has three daughters, Mallory, Amelia and Madelyn. Keith enjoys spending his spare time with his girls and playing golf as much as possible with his friends.

Keith’s email address is keith@chappellinsuranceagency.com


image1Beverly Johnson

Owner/Personal Lines

Beverly grew up in Dobson, NC and has lived there her entire life. She graduated from Surry Central High School in 1989 and from Surry Community College in 1992 with an Associate in Applied Science degree as a Paralegal.

She began her insurance carrier in the fall of 1992 with Farm Bureau Mutual Insurance Company.  She worked as an agent with Farm Bureau in all lines of personal and commercial insurance including life and health insurance.

Beverly worked at Farm Bureau until the spring of 2003 when she had the opportunity to purchase ownership in Chappell Insurance Agency in Dobson.

Since 2003 she has worked as an owner and producer in all lines of insurance with Chappell Insurance Agency.  In August 2006 Keith Wilmoth an owner and producer with Chappell Insurance, and Beverly Johnson had the opportunity to purchase the agency from the three other owners Effie Marion, Tom Koch and Jim Hewitt.

Beverly is an active member of New Hope Baptist Church in Dobson, NC. Beverly is married to Greg Johnson; they have two children Garrett and Abigail.

You may contact Beverly at beverly@chappellinsuranceagency.com.


Tiffany Settle

Personal Lines Manager (last names beginning in A-G)

Tiffany was born in Elkin, NC. She attended Surry Central High School and Surry Community College. Tiffany worked as a Loan Officer and then Branch Manager for Federal Financial Services in Winston-Salem. She became a licensed insurance agent in 2003 for Life, Health, Property and Casualty.

Tiffany began her insurance career in 2003 as a Sales Associate for State Farm Insurance where she sold and serviced accounts for both Commercial and Personal lines. Tiffany left State Farm and joined Chappell Insurance in 2013, as a Personal Lines CSR/Agent.

Tiffany is active in her church where she teaches Sunday School and is a youth leader. She loves spending time with her husband and two sons.

Tiffany’s email address is tiffany@chappellinsuranceagency.com.


image1-2Susie Cockerham

Personal Lines Manager (last names beginning in P-Z)

Susie grew up in Mt. Airy, NC and has lived there her entire life. She graduated from Surry Central High School in 1991 and Surry Community College in 1995. Susie began her insurance career in 2002 with Chappell Insurance Agency and continues her career as a Personal Lines CSR for the agency. She enjoys camping and spending time with her family. Susie and her husband Russell have one child.

Susie’s email address is susie@chappellinsuranceagency.com.


image1-3Jeff Edmonds

Commercial Lines Manager

Jeff was born in Elkin, NC. He graduated from Surry Central High School in 1984 and the University of North Carolina in 1988. At UNC, he received a B.A. degree in Radio, Television & Motion Pictures and was a member of the Tar Heel Baseball team. Jeff was an Assistant Baseball Coach at UNC Charlotte from 1990-1991 and was the interim Head Baseball Coach of the 49ers in 1992.

Jeff began his insurance career in March 1996 as a Field Adjuster for Yadkin County with NC Farm Bureau.  In October of 1996 he became a Sales Agent with NC Farm Bureau in Surry County, working in Pilot Mountain and Dobson until April 2011. Jeff joined Chappell Insurance Agency as a Multi-line Producer/Agent in April 2011. In October 2012, Jeff began working mainly with commercial lines and is now primarily a Commercial Lines CSR.

Jeff is a member of Salem Baptist Church of Dobson. He and his wife Deanna have a daughter, Callie, and twin sons, Brady and Jacob.

Jeff’s email address is jeff@chappellinsuranceagency.com.


image1-4Kelly Martin

Receptionist/Billing Specialist

Kelly Martin was born in Elkin and has lived in the Elkin area all her life. She graduated from East Wilkes High School in 1990. Kelly also worked for Wells Fargo for 10yrs before joining Chappell Insurance in 2015 as a Billing Specialist. She is active in her church serving as a teacher for the junior class. Kelly also loves spending time with her family, especially her 2 children and her husband.

Kelly’s email address is kelly@chappellinsuranceagency.com.


Paul C. Spanos

Life & Health Insurance

Paul is married to Kathryn and four daughters (Katy, Sophie, Lexie and Zoe).

He has a B.A. in Accounting from N.C. State University(1987), completed CPA examination(1989), Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) from the American College, completed 1991. Paul has been in the life and health business since November of 1987, including 1992-1994 with Integon Life, as sales support for agents in the field as a resource for tax and sales information as well as continuing education instructor for southeastern states in the early 1990s. He specializes in health insurance options for individuals and small businesses. Paul is a:

  • Member of NAIFA-Winston-Salem (National Association of Insurance and Financial Advisors)
  • Member of NCACPA (North Carolina Association of Certified Public Accountants)
  • American Society of Financial Service Professionals-Winston-Salem Chapter (Treasurer)

You can reach Paul at paul@chappellinsuranceagency.com.